AI for Marine Insurance
Data-Driven Ship Risk Modeling
Generate dynamic, data-driven risk profiles for individual vessels and entire fleets to improve underwriting accuracy, optimize pricing, and reduce portfolio risk.
The Challenge: Pricing Risk in an Uncertain World
Marine underwriting has long been an art based on experience and limited data. In today's volatile market, this traditional approach is no longer enough. To remain profitable, insurers need to move from static, class-based risk assessment to dynamic, data-driven underwriting that reflects the true risk of each individual vessel.
The Marinode-AI Solution
We provide a powerful risk modeling platform that ingests vast amounts of data—from Port State Control records to historical claims data—to provide your underwriters with an unprecedented level of insight.
Our AI analyzes a vessel's history, class, age, inspection records, and typical routes to create a dynamic risk score that is more accurate than traditional static models.
Get a comprehensive view of the risk across your entire insured portfolio. Identify concentrations of high-risk vessels and rebalance your portfolio to improve profitability.
Our platform provides underwriters with data-driven insights and recommended premium adjustments based on a vessel's specific risk profile, enabling more accurate and defensible pricing.
Identify the leading indicators of claims for different vessel types. Provide your clients with valuable loss prevention advice, helping them reduce their risk and, in turn, your own.
Underwrite with Confidence
Discover how our AI-powered risk modeling can improve your loss ratio, increase underwriting efficiency, and provide a sustainable competitive advantage.